Privacy Policy

Last updated: March 5, 2021

This Privacy Policy is designed to empower and inform you about your privacy while using Nine25’s Services.

Nine25 Pty Ltd ("Nine25," "we," "us" and/or "our") is dedicated to protecting your personal information and informing you about how we use it. This privacy policy (the "Privacy Policy" or the "Policy") is intended to provide information to our visitors ("you," "your") about how we collect, protect, share and use your information as part of our technology platforms, including, without limitation, our company website (the "Site"), mobile sites and/or applications (together with the Site, the "Services"). This Privacy Policy outlines how and when Nine25 collects, protects, shares, and uses information that can identify you individually ("Personal Information"), such as your name, email, date of birth, social security number, telephone number, employment information, financial information (such as paycheck information, account information (including account balance and transaction history) or debit card numbers), or identifiers and login information, such as your username and password, or a security token.

Personal Information does not include information that is anonymous, aggregated, or can no longer be used to identify you as an individual. Please be sure to read this entire Privacy Policy before using or submitting information through the Services. By using or submitting information through the Services, you are indicating that you agree to be bound by the terms of this Privacy Policy. This Privacy Policy covers the privacy practices of Nine25 only. This Policy does not apply to the practices of third party websites, services or applications, including third parties with which we partner. These third-party services are governed by each such third party's privacy policy. Nine25 is not responsible for the privacy policies and practices of technology platforms other than that of Nine25, and Nine25 is not responsible for the failure of unaffiliated third parties to honor their privacy obligations. By including a link to a third-party website, we do not endorse or recommend any products or services offered or information contained at the third-party website. If you decide to visit a third-party website via a link contained on the Services, you do so at your own risk.

How We Use Information

Examples of specific ways in which Nine25 may use your Personal Information include, but are not limited to the following:

  • Assessing your eligibility for an Account;
  • Configuring your Account settings;
  • Responding to your requests (including, for example, if you contact us to ask a question or report an issue with the Services, we may use the Personal Information you provide to verify your identity, answer your question or resolve your issue);
  • Processing transactions and payments;
  • Improving the content, appearance and utility of the Services, including through analytics;
  • Tracking your use of the Services for internal research purposes and to enhance our product messaging to you;
  • Providing necessary notices to you and notifying you about updates to the Services;
  • Communicating with you about your Account and use of the Services;
  • Debugging to identify and repair errors that impair existing intended functionality;
  • Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
  • Providing interactive features, such as product reviews or research surveys; and
  • Undertaking internal research for technological development and demonstration.

Marketing or promotional purposes

Email Communications. We may use your Personal Information to provide you with marketing or other promotional communications via email. If, at any time, you would like to stop receiving these promotional e-mails, you may follow the opt-out instructions contained in any such e-mail. Please note that by opting out, you may prohibit Nine25 from informing you of offerings that may be of interest to you. It may take up to ten business days for us to process opt-out requests. If you opt-out of receiving emails or promotions from us, we still may send you e-mails about your Account or any products or services you have requested or received from us, or for other customer service purposes.

When do we disclose the Personal Information we collect?

Except as provided herein, Nine25 will not sell, rent or otherwise disclose Personal Information about you to third parties.

Employer partners. We may share limited Personal Information with your employer, including your name, employee identification number, place of employment, and information related to your paycheck, along with non-Personal Information, such as your partial account number, to facilitate providing the services, for joint marketing purposes, or to enhance your use of Nine25's service. We will not disclose to your employer Personal Information concerning your use of the Services other than as necessary to provide the Services, the transactions to or from your bank account, the balance of your account, or Personal Information regarding your individualized financial situation.

Third-party providers. We may share your Personal Information with unaffiliated third parties that provide certain services to us, including, but not limited to data analysis, payment processing, and risk management. These third parties may have access to Personal Information or non-Personal Information in order to perform their functions on our behalf. However, these third parties are only permitted to use your Personal Information for the purpose for which it has been provided or to administer, service or process transactions that you have authorized, and may not disclose it to any other third party except at our express direction and in accordance with this Policy. We do not share your Personal Information with: (1) other financial companies for joint marketing purposes; (2) affiliated companies for their everyday business purposes; or (3) any third parties so that they can market to you.

Security of your Personal Information

Nine25 maintains reasonable administrative, technical and physical safeguards to protect your Personal Information. Nine25 restricts authorized access to your Personal Information to those persons who have a legitimate purpose to know that information to provide products or services to you and those persons you have authorized to have access to such information. However, no electronic data transmission or storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information that you transmit to us. You use the Services and provide us with your Personal Information at your own risk.

How can you ask questions about this Policy?

If you have any questions or concerns about this Policy, please contact us at help@nine25.app

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